Bao's always happy to see you.

Meet Bao, your judgment-free money companion. Bao does the heavy lifting, and is glad to see you whether you check in daily or once a month.

Every time you show up you earn bamboo shoots to grow your Grove, and Bao marks the milestones that actually make a difference.

Small, everyday habits are the ones that stick. Bao is here to make them feel worth keeping.

Why “Bao”?

Bao comes from the Chinese word 宝 (bǎo), meaning treasure, or something precious.

Your finances are precious to you: the savings you have worked for, and the goals you are working toward. They are precious to us too, and that is how we treat them.

A companion, not a control panel.

Support, not alarm

Missing a goal shouldn't trigger a red alarm. Just a small nudge to get you back on track.

Private and secure by design

Bao uses the minimum data to support you and nothing more.

You're in control

You'll always see exactly why a transaction was categorized. When you make a change, it sticks. No hidden algorithms quietly overriding your decisions.

Bao dashboardBao spending categories. Budget vs actual per categoryBao cashflow showing money in against plan

Put the money questions aside.