Trust & Security

Trust Center

Bao handles money. Here's exactly how we protect it.

  • We read transactions onlyBao collects your transactions, never your account or routing numbers.
  • Encrypted in transit and at restSensitive credentials are encrypted, and so is your data wherever it sits.
  • Multi-factor authenticationAn extra layer of protection on your account and on important actions.
  • Anonymized categorizationMerchant-categorization improvements use anonymized, grouped data. No individual’s spending is ever exposed.