Everything Bao quietly handles, so you don't have to.
Ordinary money problems, solved quietly in the background. No spreadsheets, no guilt, no stress.
See every goal, and exactly when you'll reach it
Line up an emergency fund, a house deposit, and a card payoff side by side, each with its own projected date. Run a what-if and watch every finish line move.
See where every dollar goes
Bao traces your income into every category and shows exactly what you kept, so a whole month of spending reads as one clear picture.
And the smaller things, handled too.
Categorized and budgeted, automatically
Bao sorts every transaction into the right category and shapes your budgets from real spending trends, so your plan reflects how you actually spend. No manual tagging, no guesswork.
The same numbers, whichever screen you pick up
Bao runs in any browser, so the phone in line at the coffee shop and the laptop on the kitchen table show the same balances, the same goals, the same net worth — no syncing, no app to remember to open. Native apps for iOS and Android are on the way.
Friendly reminders so you don't have to keep track.
Bao keeps track of the things you usually have to remember. Like a rising bill, a slipping goal, changing budgets, or idle cash. And sends a nudge right when you need it. Active management, without the effort.
Money in, money out, measured against your plan
See what came in, what went out, and whether you're running over or under budget, with a projection of where you'll land by month-end.
